Rate Cards
For the most current rates, use the individual rate cards below or calculate rates online with MGIC's Rate Finder.
Check the Rate Filing Status for each state to help determine which rates to use.
Restricted markets questions? Use our lookup tool to determine if the property requires restricted markets rates/guidelines.
Note: links below open .pdf documents.
- National
- Monthly and ZOMP!, Level and Standard Annuals, One-Time MI, and Expanded Criteria rates for all states except New York.
- Note: Please use the Restricted States rates for properties in Arizona, California, Florida and Nevada.
- November 2008
- Restricted Markets Rate Card - November2008
- Restricted States Rate Card - November 2008
- October 2008 (Card reflects August 2008 rates and October 2008 underwriting changes)
- Restricted Markets Rate Card - October 2008
- Restricted States Rate Card - October 2008
- August 2008
- Restricted Markets Rate Card - August 2008
- Restricted States Rate Card - August 2008
- July 2008
- Restricted Markets Rate Card - July 2008
- Restricted States Rate Card - July 2008
- June 2008
- Restricted Markets Rate Card - June 2008
- Restricted States Rate Card - June 2008
- New York
- Monthly and ZOMP!, Level and Standard Annuals, One-Time MI, and Expanded Criteria rates for the state of New York
- November 2008 (Card reflects March 2008 rates and November 2008 underwriting changes)
- October 2008 (09/2008) (Card reflects March 2008 rates and October 2008 underwriting changes)
- June 2008 SingleFile/LPMI
- Housing Finance Agencies
- Premiums for loans purchased by state and local HFAs that issue tax-exempt mortgage revenue bonds (MRBs) to provide affordable residential mortgages.
- HFA Premium Rates - August 2008
- HFA Premium Rates - April 2008
- SingleFile & Standard LPMI single premiums
- October 2008 (Card reflects August 2008 rates and October 2008 underwriting changes)
- July 2008
- March 2008
- January 2008
- SingleFile & Standard LPMI monthly premiums
- October 2008 (Card reflects August 2008 rates and October 2008 underwriting changes)
- July 2008
- March 2008
- January 2008
- One-Time MI
- These single premiums are financeable and provide coverage until the loan amortizes to an LTV of 78%
- October 2008 (Card reflects August 2008 rates and October 2008 underwriting changes)
- July 2008
- June 2008
- SmartPath
- Monthly and ZOMP! rates for participants in MGIC's SmartPath program
- Split Premiums
- Standard Split Premiums plans combine an up-front premium with monthly premiums
- October 2008 (Card reflects August 2008 rates and October 2008 underwriting changes)
- April 2008
- Puerto Rico
- Monthly, Level and Standard Annuals, One-Time MI rates for Puerto Rico