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Rate Filing Status

State Insurance Departments have varying regulations regarding the implementation of premium rate changes. This results in different effective dates for rate changes. The following documents are set up to link you to the appropriate rate card.

Borrower-Paid (BPMI)
Borrower Paid (BPMI) rates are tied to the state where the property is located. Split Premiums and HFAs are BPMI rate programs; use the property state to secure the current rate card.

Lender-Paid (LPMI)
Lender Paid (LPMI) rates are tied to the state where the lender is located.