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Rate Programs
Split Premiums

Standard A and A- Split Premium plans combine an up-front premium with monthly premiums. The up-front premium is due at closing, and the monthly premium is billed by MGIC beginning the month the first payment is due from the borrower. Possibilities with this rate structure include:

  • borrower finances the up-front portion to lower their overall monthly payment
  • builder or seller pays the up-front portion to facilitate a sale

View our rate card page for current Split Premium rates, or calculate rates using MGIC's Rate Finder.